Free tool

Business valuation estimator.

Most small, owner-operated businesses sell for roughly 2 to 4 times seller’s discretionary earnings (SDE). Enter your numbers for an honest range, with no email required.

How small businesses are priced

Buyers of small businesses price off SDE (also called owner’s discretionary cash flow): net profit plus the owner’s salary, benefits, interest, depreciation, amortization, and one-time expenses. The multiple a buyer pays depends on the industry first, and then on growth, customer concentration, documentation, and how well the business runs without the owner.

Where you land inside a range matters more than the range itself. A business with clean books, recurring revenue, and a manager in place commands the top; a business that is the owner commands the bottom.

Typical SDE multiple ranges

IndustryTypical SDE multiple
Restaurants & food service1.5x - 2.5x
Retail1.5x - 2.5x
E-commerce2.0x - 3.5x
Manufacturing2.5x - 4.0x
Construction & trades2.0x - 3.0x
Professional services2.0x - 3.5x
Healthcare practices2.5x - 4.0x
Auto services2.0x - 3.0x
Distribution & wholesale2.5x - 3.5x
Other services1.5x - 3.0x

Ranges reflect commonly observed asking and closing multiples for small owner-operated businesses. They are educational, not an appraisal.

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